What Happened to the Magnises Card aka The Millenial Black Card The Magnises card, considered to be the Millennials Black Card with a $250 annual […]
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What is the average return on investment in the uk?
INTRODUCTION The average return on investment (ROI) in the UK is an important metric for investors to consider when making decisions about where to invest […]
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FinCraft MIS ADF
Some years ago RBI mandated the scheduled banks Public, Private and Foreign) to automate its regulatory reporting (MISADF) project. The intention was to ensure accurate […]
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The Importance of Data Quality Management and Data Cleansing for Banks
Dramatic transformations in banking have been driven both by new regulatory requirements and the technological advancements that aid banks in meeting and exceeding such requirements. […]
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Is relationship-based lending really the second best?
There is a widespread belief that alternative financing channels that rely on social or business connections are costlier or riskier and that they are used […]
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Has the pandemic fundamentally changed reserve management? Insights from 119 central banks
The World Bank Treasury’s Reserve Advisory and Management Partnership (RAMP) launched the Third RAMP Survey on reserve management practices in 2021, with a record of 119 participating […]
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Do saving nudges cause borrowing? Evidence from a mega-study
A vast number of policies aiming to increase savings are currently in place, with many of them involving nudges. These policies are based on the […]